
Economic Capital for Credit Risk
Background Credit is risk one of the most important risk faced by banks and financial institutions. Therefore, computation of economic capital for credit risk is important aspect of risk management. […]
Grow Through Proactive Risk Management
Background Credit is risk one of the most important risk faced by banks and financial institutions. Therefore, computation of economic capital for credit risk is important aspect of risk management. […]
Background In any business, there is no point in originating transactions that involve a great amount of risk for a tiny return. This holds equally good for pricing loan products […]
It is almost unthinkable to you that your trusted employee that too at higher level, and especially with your organization for longer time, steal your organization’s money. Occupational fraud and […]
When considering outsourcing by a bank, a common question may arise as to which activities should be outsourced and which tasks should be performed in-house. Badly-planned outsourcing could result in […]
Effective from 2018, International Financial Reporting Standards (IFRS – 9) requires banks to make impairment provisions for loans and advances based on expected loss model. Also, Basel guidelines requires banks […]
If a risk increases at a bank, the management needs to fix control in order to reduce it. Otherwise, reaching objectives will be very difficult. Therefore, introducing suitable control helps […]